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<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="color:black">★</span><span style="font-family:"新細明體",serif"><span style="color:black">國民年金納保對象：一、依照國民年金法第</span></span><span style="color:black">6</span><span style="font-family:"新細明體",serif"><span style="color:black">條及第</span></span><span style="color:black">7</span><span style="font-family:"新細明體",serif"><span style="color:black">條的規定，年滿</span></span><span style="color:black">25</span><span style="font-family:"新細明體",serif"><span style="color:black">歲、未滿</span></span><span style="color:black">65</span><span style="font-family:"新細明體",serif"><span style="color:black">歲，在國內設有戶籍，且符合下列情形之一的國民，在未參加勞保、農保、公教保或軍保的期間，均應參加國民年金保險：（一）未領取勞保老年給付、公教保養老給付及軍保退伍給付者。</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:"新細明體",serif"><span style="color:black">（二）僅領取勞保老年給付者：</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="color:black">1.97</span><span style="font-family:"新細明體",serif"><span style="color:black">年</span></span><span style="color:black">12</span><span style="font-family:"新細明體",serif"><span style="color:black">月</span></span><span style="color:black">31</span><span style="font-family:"新細明體",serif"><span style="color:black">日以前領取</span></span><span style="color:black">(</span><span style="font-family:"新細明體",serif"><span style="color:black">不論年資及金額</span></span><span style="color:black">)</span><span style="font-family:"新細明體",serif"><span style="color:black">。</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="color:black">2.98</span><span style="font-family:"新細明體",serif"><span style="color:black">年</span></span><span style="color:black">1</span><span style="font-family:"新細明體",serif"><span style="color:black">月</span></span><span style="color:black">1</span><span style="font-family:"新細明體",serif"><span style="color:black">日以後至</span></span><span style="color:black">112</span><span style="font-family:"新細明體",serif"><span style="color:black">年</span></span><span style="color:black">9</span><span style="font-family:"新細明體",serif"><span style="color:black">月</span></span><span style="color:black">30</span><span style="font-family:"新細明體",serif"><span style="color:black">日前領取之年資未達</span></span><span style="color:black">15</span><span style="font-family:"新細明體",serif"><span style="color:black">年或</span></span><span style="color:black">1</span><span style="font-family:"新細明體",serif"><span style="color:black">次領取金額未達</span></span><span style="color:black">50</span><span style="font-family:"新細明體",serif"><span style="color:black">萬元。</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:"新細明體",serif"><span style="color:black">（三）</span></span><span style="color:black">112</span><span style="font-family:"新細明體",serif"><span style="color:black">年</span></span><span style="color:black">9</span><span style="font-family:"新細明體",serif"><span style="color:black">月</span></span><span style="color:black">30</span><span style="font-family:"新細明體",serif"><span style="color:black">日前曾領取公教保養老給付或軍保退伍給付者：</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="color:black">1.</span><span style="font-family:"新細明體",serif"><span style="color:black">未曾領取勞保老年給付或在</span></span><span style="color:black">97</span><span style="font-family:"新細明體",serif"><span style="color:black">年</span></span><span style="color:black">12</span><span style="font-family:"新細明體",serif"><span style="color:black">月</span></span><span style="color:black">31</span><span style="font-family:"新細明體",serif"><span style="color:black">日以前曾領取勞保老年給付，且領取公教保養老給付及軍保退伍給付的年資合計未達</span></span><span style="color:black">15</span><span style="font-family:"新細明體",serif"><span style="color:black">年或</span></span><span style="color:black">1</span><span style="font-family:"新細明體",serif"><span style="color:black">次領取金額合計未達</span></span><span style="color:black">50</span><span style="font-family:"新細明體",serif"><span style="color:black">萬元</span></span><span style="color:black">(</span><span style="font-family:"新細明體",serif"><span style="color:black">領取勞保老年給付的年資及金額不列入計算</span></span><span style="color:black">)</span><span style="font-family:"新細明體",serif"><span style="color:black">。</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="color:black">2.98</span><span style="font-family:"新細明體",serif"><span style="color:black">年</span></span><span style="color:black">1</span><span style="font-family:"新細明體",serif"><span style="color:black">月</span></span><span style="color:black">1</span><span style="font-family:"新細明體",serif"><span style="color:black">日以後至</span></span><span style="color:black">112</span><span style="font-family:"新細明體",serif"><span style="color:black">年</span></span><span style="color:black">9</span><span style="font-family:"新細明體",serif"><span style="color:black">月</span></span><span style="color:black">30</span><span style="font-family:"新細明體",serif"><span style="color:black">日前領取勞保老年給付，且領取勞保老年給付、公教保養老給付及軍保退伍給付的年資合計未達</span></span><span style="color:black">15</span><span style="font-family:"新細明體",serif"><span style="color:black">年或</span></span><span style="color:black">1</span><span style="font-family:"新細明體",serif"><span style="color:black">次領取金額合計未達</span></span><span style="color:black">50</span><span style="font-family:"新細明體",serif"><span style="color:black">萬元。</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:"新細明體",serif"><span style="color:black">二、領取勞保老年年金給付、公教保養老年金給付者，於請領給付後均不得參加國民年金保險。</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:"新細明體",serif"><span style="color:black">三、國民年金法施行</span></span><span style="color:black">15</span><span style="font-family:"新細明體",serif"><span style="color:black">年後</span></span><span style="color:black">(112</span><span style="font-family:"新細明體",serif"><span style="color:black">年</span></span><span style="color:black">10</span><span style="font-family:"新細明體",serif"><span style="color:black">月</span></span><span style="color:black">1</span><span style="font-family:"新細明體",serif"><span style="color:black">日以後</span></span><span style="color:black">)</span><span style="font-family:"新細明體",serif"><span style="color:black">，領取相關社會保險老年給付者，不得再參加國民年金保險。</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:"新細明體",serif"><span style="color:black">四、已參加勞保普通事故保險者（含參加裁減資遣人員繼續加保、育嬰留職停薪人員繼續加保、職災勞工離職後繼續加保者），在加保期間均不得參加國民年金保險。</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:"新細明體",serif"><span style="color:black">五、已領取勞保老年給付再受僱工作參加勞工職業災害保險者，因未計勞保年資，故只要領取勞保老年給付的情形符合前述第</span></span><span style="color:black">1</span><span style="font-family:"新細明體",serif"><span style="color:black">項的</span></span><span style="color:black">(2)</span><span style="font-family:"新細明體",serif"><span style="color:black">或</span></span><span style="color:black">(3)</span><span style="font-family:"新細明體",serif"><span style="color:black">的情形，仍應參加國民年金保險。</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:"新細明體",serif"><span style="color:black">六、年滿</span></span><span style="color:black">25</span><span style="font-family:"新細明體",serif"><span style="color:black">歲服替代役者，於參加替代役保險（非軍保）期間，仍應參加國民年金保險。七、旅居海外之國民，如果超過</span></span><span style="color:black">2</span><span style="font-family:"新細明體",serif"><span style="color:black">年未持本國護照入境而戶籍遷出國外（非除國籍），則在遷出國外期間不屬於國民年金被保險人。如戶籍未遷出國外或已恢復戶籍，且符合前述第</span></span><span style="color:black">1</span><span style="font-family:"新細明體",serif"><span style="color:black">項國民年金加保資格，均應參加國民年金保險。</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="color:black">★</span><span style="font-family:"新細明體",serif"><span style="color:black">如何申請國民年金納保，不必申請加保手續：</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:"新細明體",serif"><span style="color:black">國民年金保險由勞工保險局向各相關主管機關索取戶政及相關社會保險資料比對，將符合加保資格者直接納保、主動計算保險費及寄發繳款單；被保險人無須辦理加、退保手續，只要在收到保險費繳款單後，在繳款單所載的期限內繳納保險費即可。</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="color:black">★</span><span style="font-family:"新細明體",serif"><span style="color:black">失業者、已取得我國國籍之外籍配偶須參加國民年金保險：</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:"新細明體",serif"><span style="color:black">一、年滿</span></span><span style="color:black">25</span><span style="font-family:"新細明體",serif"><span style="color:black">歲至未滿</span></span><span style="color:black">65</span><span style="font-family:"新細明體",serif"><span style="color:black">歲的失業者因沒有軍、公教、勞、農保，且未曾領取勞保老年給付、公教保養老給付或軍保退伍給付，都屬於國民年金保險納保對象。</span></span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:"新細明體",serif"><span style="font-family:"新細明體",serif"><span style="color:black">二、外籍配偶若已取得我國國籍，並於國內設有戶籍，符合國民年金法第</span></span><span style="font-family:"Calibri",sans-serif"><span style="color:black">7</span></span><span style="font-family:"新細明體",serif"><span style="color:black">條規定納保條件者，則由勞工保險局主動納保，參加國民年金保險。</span></span></span></span></p>
