答覆
<p><span style="font-family:"新細明體",serif">一、依照國民年金法第</span>6<span style="font-family:"新細明體",serif">條及第</span>7<span style="font-family:"新細明體",serif">條的規定,年滿</span>25<span style="font-family:"新細明體",serif">歲、未滿</span>65<span style="font-family:"新細明體",serif">歲,在國內設有戶籍,且符合下列情形之一的國民,在未參加勞保、農保、公教保或軍保的期間,均應參加國民年金保險:</span></p>
<p><span style="font-family:"新細明體",serif">(一)未領取勞保老年給付、公教保養老給付及軍保退伍給付者。</span></p>
<p><span style="font-family:"新細明體",serif">(二)僅領取勞保老年給付者:</span></p>
<p>1<span style="font-family:"新細明體",serif">、</span>97<span style="font-family:"新細明體",serif">年</span>12<span style="font-family:"新細明體",serif">月</span>31<span style="font-family:"新細明體",serif">日以前領取</span>(<span style="font-family:"新細明體",serif">不論年資及金額</span>)<span style="font-family:"新細明體",serif">。</span></p>
<p>2<span style="font-family:"新細明體",serif">、</span>98<span style="font-family:"新細明體",serif">年</span>1<span style="font-family:"新細明體",serif">月</span>1<span style="font-family:"新細明體",serif">日以後至</span>112<span style="font-family:"新細明體",serif">年</span>9<span style="font-family:"新細明體",serif">月</span>30<span style="font-family:"新細明體",serif">日前領取之年資未達</span>15<span style="font-family:"新細明體",serif">年或一次領取金額未達</span>50<span style="font-family:"新細明體",serif">萬元。</span></p>
<p><span style="font-family:"新細明體",serif">(三)</span>112<span style="font-family:"新細明體",serif">年</span>9<span style="font-family:"新細明體",serif">月</span>30<span style="font-family:"新細明體",serif">日前曾領取公教保養老給付或軍保退伍給付者:</span></p>
<p>1<span style="font-family:"新細明體",serif">、未曾領取勞保老年給付或在</span>97<span style="font-family:"新細明體",serif">年</span>12<span style="font-family:"新細明體",serif">月</span>31<span style="font-family:"新細明體",serif">日以前曾領取勞保老年給付,且領取公教保養老給付及軍保退伍給付的年資合計未達</span>15<span style="font-family:"新細明體",serif">年或一次領取金額合計未達</span>50<span style="font-family:"新細明體",serif">萬元</span>(<span style="font-family:"新細明體",serif">領取勞保老年給付的年資及金額不列入計算</span>)<span style="font-family:"新細明體",serif">。</span></p>
<p>2<span style="font-family:"新細明體",serif">、</span>98<span style="font-family:"新細明體",serif">年</span>1<span style="font-family:"新細明體",serif">月</span>1<span style="font-family:"新細明體",serif">日以後至</span>112<span style="font-family:"新細明體",serif">年</span>9<span style="font-family:"新細明體",serif">月</span>30<span style="font-family:"新細明體",serif">日前領取勞保老年給付,且領取勞保老年給付、公教保養老給付及軍保退伍給付的年資合計未達</span>15<span style="font-family:"新細明體",serif">年或一次領取金額合計未達</span>50<span style="font-family:"新細明體",serif">萬元。</span></p>
<p><span style="font-family:"新細明體",serif">二、領取勞保老年年金給付、公教保養老年金給付者,於請領給付後均不得參加國民年金保險。</span></p>
<p><span style="font-family:"新細明體",serif">三、國民年金法施行</span>15<span style="font-family:"新細明體",serif">年後</span>(112<span style="font-family:"新細明體",serif">年</span>10<span style="font-family:"新細明體",serif">月</span>1<span style="font-family:"新細明體",serif">日以後</span>)<span style="font-family:"新細明體",serif">,領取相關社會保險老年給付者,不得再參加國民年金保險。</span></p>
<p><span style="font-family:"新細明體",serif">四、已參加勞保普通事故保險者(含參加裁減資遣人員繼續加保、育嬰留職停薪人員繼續加保、職災勞工離職後繼續加保者),在加保期間均不得參加國民年金保險。</span></p>
<p><span style="font-family:"新細明體",serif">五、已領取勞保老年給付再受僱工作參加勞工職業災害保險者,因未計勞保年資,故只要領取勞保老年給付的情形符合前述第一項的</span>(<span style="font-family:"新細明體",serif">二</span>)<span style="font-family:"新細明體",serif">或</span>(<span style="font-family:"新細明體",serif">三</span>) <span style="font-family:"新細明體",serif">的情形,仍應參加國民年金保險。</span></p>
<p><span style="font-family:"新細明體",serif">六、年滿</span>25<span style="font-family:"新細明體",serif">歲服替代役者,於參加替代役保險(非軍保)期間,仍應參加國民年金保險。</span></p>
<p><span style="font-family:"新細明體",serif">七、旅居海外之國民,如果超過</span>2<span style="font-family:"新細明體",serif">年未持本國護照入境而戶籍遷出國外(非除國籍),則在遷出國外期間不屬於國民年金被保險人。如戶籍未遷出國外或已恢復戶籍,且符合前述第一項國民年金加保資格,均應參加國民年金保險。</span></p>
<p><span style="font-family:"新細明體",serif">八、年滿</span>25<span style="font-family:"新細明體",serif">歲至未滿</span>65<span style="font-family:"新細明體",serif">歲的待業者因沒有軍、公教、勞、農保,且未曾領取勞保老年給付、公教保養老給付或軍保退伍給付,基本上都屬於國民年金保險納保對象。</span></p>
<p><span style="font-family:"新細明體",serif">九、外籍配偶若已取得我國國籍,並於國內設有戶籍,符合國民年金法第</span>7<span style="font-family:"新細明體",serif">條規定納保條件者,則由勞工保險局主動納保,參加國民年金保險。</span></p>
<p><span style="font-family:"新細明體",serif">十、國民年金保險不設投保單位,符合被保險人資格者將由勞工保險局主動納保,並於單月(</span>1<span style="font-family:"新細明體",serif">、</span>3<span style="font-family:"新細明體",serif">、</span>5<span style="font-family:"新細明體",serif">、</span>7<span style="font-family:"新細明體",serif">、</span>9<span style="font-family:"新細明體",serif">、</span>11<span style="font-family:"新細明體",serif">月)底寄送繳納單至被保險人戶籍地址,不必申請加保手續。</span></p>