問答
兒童與少年未來教育及發展帳戶的內容有哪些重點？如何申請？
答覆
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:"新細明體",serif">一、兒童與少年未來教育及發展帳戶內容重點：</span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif">(<span style="font-family:"新細明體",serif">一</span>)<span style="font-family:"新細明體",serif">參加對象：</span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif">1.105<span style="font-family:"新細明體",serif">年</span>1<span style="font-family:"新細明體",serif">月</span>1<span style="font-family:"新細明體",serif">日後出生且列冊臺中市低收入戶或中低收兒少。</span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif">2.<span style="font-family:"新細明體",serif">縣市政府首長監護長期安置之兒少。</span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif">(<span style="font-family:"新細明體",serif">二</span>)<span style="font-family:"新細明體",serif">申請帳戶優點：</span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif">1.<span style="font-family:"新細明體",serif">申辦即可獲得開戶禮</span>1<span style="font-family:"新細明體",serif">份。</span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif">2.<span style="font-family:"新細明體",serif">依家戶設定存款</span>(500<span style="font-family:"新細明體",serif">元、</span>1,000<span style="font-family:"新細明體",serif">元、</span>1,250<span style="font-family:"新細明體",serif">元</span>)<span style="font-family:"新細明體",serif">金額，享有</span>1<span style="font-family:"新細明體",serif">：</span>1<span style="font-family:"新細明體",serif">的相對提撥款，每年最高</span>1.5<span style="font-family:"新細明體",serif">萬元。年滿</span>18<span style="font-family:"新細明體",serif">歲，最高可累積</span>54<span style="font-family:"新細明體",serif">萬元存款。</span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif">3.<span style="font-family:"新細明體",serif">提供開戶兒少及其家屬免費的理財教育、生涯規劃或親職教育及輔導。</span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif">4.<span style="font-family:"新細明體",serif">兒少教育發展帳戶存款免列入「家庭財產」計算，不影響其低（中低）收入戶資格。</span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif">5.<span style="font-family:"新細明體",serif">兒少教育發展帳戶存款利息收入，免納綜合所得稅。</span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:"新細明體",serif">二、如何申請：</span></span></span></p>
<p><span style="font-size:12px"><span style="font-family:Calibri,sans-serif">(<span style="font-family:"新細明體",serif">一</span>)<span style="font-family:"新細明體",serif">書面申請：符合資格有意參加者，可攜帶孩童及法定代理人之身分證明文件、郵局帳戶影本及印鑑章等，至孩童之戶籍所在地區公所填寫申請書申辦。</span></span></span></p>
<p style="text-align:justify"><span style="font-size:12px"><span style="font-family:"Calibri",sans-serif">(</span><span style="font-family:"新細明體",serif">二</span><span style="font-family:"Calibri",sans-serif">)</span><span style="font-family:"新細明體",serif">線上申辦：符合資格有意參加者，可至申辦網頁</span><span style="font-family:"Calibri",sans-serif">(<a href="https://cfedaweb.mohw.gov.tw/home/index" style="color:#0563c1; text-decoration:underline">https://cfedaweb.mohw.gov.tw/home/index</a>)</span><span style="font-family:"新細明體",serif">線上申請。</span></span></p>
